Take control of your money with Citibank signature loans & get funds quickly and conveniently. Reap the benefits of minimal paperwork and loan that is speedy & maximize our easy and quick unsecured loans. Most likely, if you can’t have it when you need it whether it is a wedding you wish to finance, or pay an emergency medical bill, what is the value of a personal loan. Avail an individual loan with attractive interest levels, versatile tenures and EMIs to enable you to fulfil your requirements without compromising your cost savings and budget that is current.

Avail a Citibank loan that is personal and enjoy unmatched advantages such as for instance

1 corporates –
• Avail loan that is personal as much as Rs. 30,00,000*
• Loan funds credited to your money in 48 hours^
• Get the loan that is personal eligibility simply 4 hours
• Fixed rate of interest for predictable monthly obligations
• Part pre-payment option available ##
• Balance consolidation for the charge card and unsecured loan outstanding #

Advantages

Click to grow as well as on to attenuate the important points.

Up to Rs. 30,00,000* for all you needs

You can make use of the funds to fund medical expenses, to renovate your house, journey, fund a marriage into the grouped family members, substitute your home theatre system, or other things you’ve constantly desired to do but had been held straight straight back by not enough funds. It is your preference. With loan amounts as much as Rs. 30,00,000 and fixed monthly premiums, there is a whole lot can be done having a Citibank unsecured loan.

*Please remember that exceptions to your utilization of Citibank personal bank loan include antisocial, illegal, or speculative tasks, and get of silver in just about any type, including silver bullions, gold coins, gold precious precious precious jewelry, gold trade traded funds, or gold mutual funds. As well as that, you will be liberated to utilize the funds for whatever you like to.

Get the funds in only 48 hours^

Your Citibank unsecured loan funds can be accessible for you within 48 hours (or 2 trading days) when you distribute the documentation that is necessary by us.

Before we can complete your application ^Although we try and expedite the loan disbursement process and are successful in majority of the cases, there may be occasions when we require further information.

Versatile payment choices which range from 12-60 months

It is possible to decide to pay EMIs that are large close your loan faster or choose to pay smaller EMIs and close the loan over a longer time of time. You can make use of this freedom of choice to determine an EMI quantity that actually works most readily useful inside your monthly spending plan.

Fixed interest for greater control of monthly obligations

Citibank unsecured loan is sold with a rate that is fixed of which means that your online payday loans texas EMIs will stay exactly the same through the whole tenure of the loan. This is certainly, regardless of the total amount you borrow or the time you determine to repay it, you will see no surprises at the beginning of the thirty days – very first EMI to your final EMI, the total amount you pay will stay the exact same throughout.

How exactly to simply simply simply take that loan without taxing your month-to-month spending plan?

Your regular unsecured loan EMI re re payments should ideally perhaps maybe not stress your monthly spending plan or limit your life style alternatives. Usage our personal bank loan EMI Calculator to get an EMI amount out you are able to spend with simplicity. Take to various tenures and loan quantities to realize the countless choices you can pick from. Refer the chart below for the interest levels that could connect with you.

Make a choice that is informed the Citibank unsecured loan EMI Calculator

Get funds that are additional almost no time

If you should be an ongoing Citibank personal bank loan consumer, learn how effortlessly you can get usage of extra funds from Citibank. Click on here. On getting your intent for additional funds, our representatives will phone you straight away with the support you will need in understanding and trying to get the more money you require.

Minimal paperwork for Citibank Clients

If you’re Citibank Suvidha consumer, finding a Citibank unsecured loan is really as simple as signing directly into your Citibank on line account and sending us an on-line application or conversing with CitiPhone officer. Take pleasure in the privileges of simple unsecured loan paperwork and track application processing that is fast. Apply now and learn more.

Complete and part-prepayment choices

For loans scheduled on or after October 1, 2015, it is possible to close your loan account in complete; you can certainly do so any moment after the very first 12 months as your loan scheduling. For loans booked ahead of 1, 2015, you can close your loan account in full any time after the first six months of your loan booking october.

Partial pre-payments could be made post the initial one year of one’s loan scheduling. To produce prepayments in complete or component, you ought to phone our 24×7 CitiPhone helpline.

Keep in mind that pre-payments attract particular charges, and so are led by relevant conditions and terms. To learn more, please refer the section that is FAQs.

Balance consol You may take advantageous asset of the very tenure that is flexible appealing rates of interest available on Citibank personal bank loan to streamline and better handle your charge card and personal bank loan outstanding. Transfer them to an individual Citibank personal bank loan account and handle your cash flow that is monthly better. To understand more and use, click on this link. Our representatives will likely be in touch with you straight away that will help you avail the many benefits of a Citibank unsecured loan.

Just how do we pay the mortgage Booking Fee?

The mortgage Booking Fee is going to be deducted through the loan amount sanctioned during the time of disbursal. As an example, a Rs. 1,00,000 loan by having a thought optimum of 2.75per cent Booking Fee will end up an available loan quantity of Rs. 97,500.

Who are able to submit an application for a Citibank unsecured loan?

Citibank unsecured loan happens to be readily available for salaried people, self-employed expert and business people. Current Citibank clients having a Suvidha, Branch or home financing relationship can avail of Citibank unsecured loan.

Repayments

Just how long may I try repay the mortgage?

It is possible to repay your loan during a period of 12 to 60 months.

The time scale of the time you are taking the loan over will influence how big is your repayments, so if you like smaller repayments, you ought to repay your loan over a lengthier term. Remember, the longer you are taking to settle your loan, the greater interest you will overall be charged.

May I pre-pay my Unsecured Loan?

Yes. You’ll pre-pay your individual Loan. You have got two options to create a pre-payment – Full Pre-payment and Partial Pre-payment. You will do the full Pre-payment by settling the entire loan outstanding within one payment that is single. If you choose to make partial prepayment of one’s outstanding quantity, it really is a Partial Pre-payment. To produce prepayments in complete or component, you will need to phone our 24×7 CitiPhone helpline.

Complete Pre-payment of Citibank Personal Bank Loan

For loans scheduled on or after October 1, 2015, it is possible to shut your loan account in complete; you are able to do therefore any moment following the very first a year as your loan scheduling. For loans scheduled just before 1, 2015, you can close your loan account in full any time after the first six months of your loan booking october.

Partial pre-payments could be made post the initial year of the loan scheduling. In order to make re payments in complete, you ought to phone our 24×7 CitiPhone helpline.

Partial Pre-payment of Citibank Personal Bank Loan

You may possibly prepay part of the balance that is outstanding of loan susceptible to the following conditions:

• You’ve got compensated your loan EMIs for at the least 12 consecutive months since your loan scheduling date.
• Your prepayment amount is the same as at the least 2 EMIs and at the most 5 EMIs.

In order to make part pre-payment, you’ll want to phone our 24×7 CitiPhone helpline. As soon as you inform the financial institution of the intention to prepay, the financial institution will think about your demand and verify the sum that is final are eligible to prepay. After making the pre-payment, you’ll have to carry on repaying the EMIs that is subsequent per the payment routine shared by the financial institution. The partial pre-payment facility can be obtained when in one year.

Whenever do i must pay Late Payment Charges?

The date that is due the payment of EMIs will be 7th of any thirty days, after the month of Loan disbursement. Payment guidelines will be presented from first of any thirty days. We nonetheless dont cost any payment that is late just in case the re re payment is delayed.