Take control of Citibank personal loans to your finances & get funds quickly and conveniently. Reap the benefits of minimal paperwork and loan that is speedy & maximize our easy and quick unsecured loans. Most likely, if you can’t have it when you need it whether it is a wedding you wish to finance, or pay an emergency medical bill, what is the value of a personal loan. Avail an individual loan with appealing interest levels, versatile tenures and EMIs to enable you to fulfil your preferences without compromising your cost cost savings and present spending plan.

Avail a Citibank loan that is personal and enjoy unmatched advantages such as for instance

1 corporates –
• Avail loan that is personal up to Rs. 30,00,000*
• Loan funds credited to your money in 48 hours^
• Ensure you get your loan that is personal eligibility just 4 hours
• Fixed interest for predictable monthly premiums
• Component pre-payment option available ##
• Balance consolidation for the charge card and unsecured loan outstanding #

Advantages

Click to enhance as well as on to attenuate the main points.

Up to Rs. 30,00,000* for the needs

You need to use the funds to fund medical costs, to renovate your property, journey, fund a marriage within the grouped family members, supercede your home entertainment system, or other things that you have constantly desired to do but had been held straight straight back by not enough funds. It is your decision. With loan amounts as much as Rs. 30,00,000 and fixed monthly obligations, there’s a great deal can be done by having a Citibank unsecured loan.

*Please remember that exceptions to your usage of Citibank personal bank loan include antisocial, illegal, or speculative tasks, and get of silver in virtually any kind, including silver bullions, coins, gold precious jewelry, gold trade traded funds, or gold mutual funds. After that, you might be free to make use of the funds for whatever you desire to.

Ensure you get your funds in only 48 hours^

Your Citibank personal bank loan funds can be around to you personally within 48 hours (or 2 trading days) when you distribute the necessary documents required by us.

Before we can complete your application ^Although we try and expedite the loan disbursement process and are successful in majority of the cases, there may be occasions when we require further information.

Versatile payment choices including 12-60 months

It is possible to decide to pay big EMIs and close your loan faster or choose to pay smaller EMIs and close the loan over a longer time of the time. This flexibility can be used by you of preference to determine an EMI quantity that really works most useful in your month-to-month spending plan.

Fixed interest for greater control of monthly obligations

Citibank unsecured loan is sold with a rate that is fixed of which means that your EMIs will continue to be the exact same through the whole tenure of one’s loan. That is, aside from the quantity you borrow or even enough time you determine to repay it, you will see no shocks at the start of the thirty days – very first EMI to your final EMI, the total amount you pay will continue to be the same throughout.

Just how to simply simply take that loan without taxing your month-to-month budget?

Your regular loan that is personal re re payments should ideally maybe maybe not stress your month-to-month spending plan or limit your life style alternatives. Use our unsecured loan EMI Calculator to get an EMI amount out you are able to spend with simplicity. Take to different tenures and loan quantities to uncover the numerous choices you can pick from. Refer the chart below when it comes to interest levels that could affect you.

Make a choice that is informed the Citibank personal bank loan EMI Calculator

Get funds that are additional virtually no time

You get access to additional funds from Citibank if you are a current Citibank Personal Loan customer, discover how easily. Just click here. On getting your intent for additional funds, our representatives will phone you straight away with all the current support you may need in understanding and trying to get the more money you need.

Minimal paperwork for Citibank Customers

If you should be Citibank Suvidha consumer, obtaining a Citibank unsecured loan can be as effortless as signing directly into your Citibank on the web account and giving us an on-line application or speaking with CitiPhone officer. Benefit from the privileges of simple personal bank loan paperwork and quick track application processing. Apply now and learn more.

Comprehensive and part-prepayment options

For loans scheduled on or after October 1, 2015, you are able to shut your loan account in complete; you are able to do therefore any moment following the very first a year as your loan scheduling. For loans booked ahead of October 1, 2015, you are able to shut your loan account in complete any moment following the very first half a year of the loan scheduling.

Partial pre-payments could be made post the initial year of one’s loan scheduling. To help make prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.

Remember that pre-payments attract specific fees, as they are directed by relevant conditions and terms. To find out more, please refer the section that is FAQs.

Balance consol You takes advantageous asset of the very flexible tenure and attractive interest levels available on Citibank unsecured loan to streamline and better handle your charge card and personal bank loan outstanding. Transfer them to just one Citibank unsecured loan account and manage your month-to-month cashflow better. To learn more and use, click on this link. Our representatives will soon be in contact you avail the benefits of a Citibank Personal Loan with you immediately to help.

Just how do the Loan is paid by me Booking Fee?

The mortgage Booking Fee is likely to be deducted through the loan quantity sanctioned during the time of disbursal. As an example, a Rs. 1,00,000 loan having a thought maximum of 2.75per cent Booking Fee can be a loan that is available of Rs. 97,500.

Who is able to submit an application for a Citibank unsecured loan?

Citibank unsecured loan happens to be readily available for salaried individuals, self-employed expert and business people. Current Citibank clients with a Suvidha, Branch or a home loan relationship can avail of Citibank unsecured loan.

Repayments

The length of time could I try repay the mortgage?

You are able to repay your loan during a period of 12 to 60 months.

The time of the time you are taking the loan over will influence the dimensions of your repayments, so you should repay your loan over a longer term if you want smaller repayments. Keep in mind, the longer you are taking to settle your loan, the greater interest you will be charged overall.

Could I pre-pay my Unsecured Loan?

Yes. It payday loans in north carolina is possible to pre-pay your own personal Loan. You’ve got two choices to produce a pre-payment – Full Pre-payment and Partial Pre-payment. You are doing A comprehensive Pre-payment by settling the entire loan outstanding in a single single payment. It is a Partial Pre-payment if you opt to make partial prepayment of your outstanding amount. To help make prepayments in complete or component, you will need to call our 24×7 CitiPhone helpline.

Comprehensive Pre-payment of Citibank Personal Bank Loan

For loans scheduled on or after October 1, 2015, it is possible to shut your loan account in complete; you could do therefore any moment following the very first a year as your loan scheduling. For loans scheduled ahead of October 1, 2015, it is possible to shut your loan account in complete any moment following the very first 6 months of the loan scheduling.

Partial pre-payments are made post the initial one year of the loan scheduling. To create re re payments in complete, you will need to phone our 24×7 CitiPhone helpline.

Partial Pre-payment of Citibank Unsecured Loan

You may possibly prepay an integral part of the outstanding stability regarding the loan susceptible to the next conditions:

• You have got compensated your loan EMIs for at the very least 12 consecutive months since your loan scheduling date.
• Your prepayment quantity is the same as no less than 2 EMIs and at the most 5 EMIs.

Which will make part pre-payment, you’ll want to phone our 24×7 CitiPhone helpline. As soon as you inform the lender of the intention to prepay, the financial institution will think about your demand and confirm the last amount you meet the criteria to prepay. After making the pre-payment, you’re going to have to carry on repaying the subsequent EMIs as per the payment routine provided by the lender. The partial pre-payment facility is available when in one year.

Whenever do i need to pay Late Payment Charges?

The deadline for the payment of EMIs will be 7th each and every thirty days, after the thirty days of Loan disbursement. Re Payment guidelines will be presented from first of each and every thirty days. We nonetheless dont cost any belated repayment fees just in case the re payment is delayed.